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Public Protection Cabinet


The Kentucky Department of Financial Institutions (DFI) is the state agency responsible for the supervision of the financial services industry and for chartering, licensing and registering various financial institutions, securities firms and professionals operating in Kentucky. In order to accomplish its mission, DFI conducts examinations on state-regulated financial industries through its Division of Depository Institutions, Division of Nondepository Institutions and Division of Securities.
DFI also provides educational materials and outreach to protect consumers from financial fraud. DFI assists the industry and public through the investigation of complaints filed with the office. If you have a question or need to file a complaint, DFI is here to help.
Everything you need on this site can be found using the yellow ribbon across the top of the page. In particular:

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 Breaking News

3/26/2020COVID-19 Alert

Commissioner Charles A. Vice issued the following: Guidance on Relief​

3/24/2020COVID-19 Alert

Commissioner Charles A. Vice issued the following Guidance for Non-Depository Institutions.​

3/18/2020COVID-19 Alert

 For the latest information on the novel coronavirus in Kentucky, please visit​

2/3/2020DFI now located in downtown Frankfort

The Department of Financial Institutions is located in the Mayo-Underwood state office building. 

The address is:

Department of Financial Institutions
Mayo-Underwood Building
500 Mero Street, 2SW19
Frankfort, KY 40601​

7/11/20182017 Annual Report

DFI has released its 2017 Annual Report. The DFI annual report contains statistical and historical information regarding the financial services industry in Kentucky.​

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Mission Statement
DFI's mission is to serve Kentucky residents and protect their financial interests by maintaining a stable financial industry, continuing effective and efficient regulatory oversight, promoting consumer confidence and encouraging economic opportunities.
Putting the Mission to Work   
In fulfilling its mission, DFI is dedicated to serving the suppliers, as well as the users, of financial services and to assuring a stable market which brings the two together.
DFI also works to promote economic growth through increased capital, whether by initial capitalization of private investors or retained earnings, and by flexible policies, laws and regulations that provide for competition within the industries.
Primarily through the examination process, DFI determines if Kentucky's state-regulated financial institutions and securities entities are exercising safe and sound practices and/or complying with applicable laws and regulations. Depository institutions are evaluated in the areas of management, quality of assets, capital adequacy, earnings and liquidity and are checked for compliance with laws and regulations. Securities entity and non-depository institution examinations are focused primarily on regulatory compliance and consumer protection issues.
DFI's long and continuing tradition of public service is supported and sustained by a highly skilled and diverse workforce that responds rapidly to changes in the financial environment.