Skip Ribbon Commands
Skip to main content

Public Protection Cabinet

Consumer and Industrial Loan Companies

How to License a Consumer Loan Company:
 
1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6.
2. Complete the application form. Please complete as specifically instructed and have it signed and notarized. Please answer all questions.
3. Forward the State License Confirmation form to all states in which the business is currently licensed and operating.
 
Upon receipt of a complete application, processing time is approximately 45 days, at which time you will receive a letter of approval and a license certificate.
 
Consumer loan company licenses are renewed annually on Dec. 20, prior to the Dec. 31 expiration. The renewal fee is $400 per location.

How to License an Industrial Loan Company:

1. Read KRS 286.7 and the applicable administrative regulations under KAR 808, Chapter 5.

2. Complete the application form. Please complete as specifically instructed and have it signed and notarized. Please answer all questions.

3. Forward the State License Confirmation form to all states in which the business is currently licensed and operating.

Upon receipt of a complete application, processing time is approximately 45 days, at which time you will receive a letter of approval and a license certificate.

Industrial loan company licenses are renewed annually on Dec. 30, prior to the Jan. 15 expiration. The renewal fee is $300 per location.
 
Notice
 
DFI issued an advisory [PDF 115KB] to DFI-regulated lenders announcing the Department of Defense's final rule on limitations on consumer credit extended to military service members and their dependents.
 

For More Information

Contact Rodney Gabbard by email or at 502-573-3390, ext. 251 with questions regarding applications, licensing, registration or exemptions.
 
Contact Chris Thompson by email or at 502-573-3390, ext. 243 regarding regulatory or compliance questions.

 

 Loan Company Documents

 
  
  
  
  
Consumer Loan Annual Report Form.pdfConsumer Loan Annual Report FormConsumer Loan Company22 KB
Consumer Loan Individual Office Report.pdfConsumer Loan Individual Office ReportConsumer Loan Company70 KB
Consumer Loan License.pdfConsumer Loan LicenseConsumer Loan Company100 KB
Consumer Loan State License Confirmation.pdfConsumer Loan State License ConfirmationConsumer Loan Company8 KB
Instructions for Consumer Loan Annual Report.pdfInstructions for Consumer Loan Annual ReportConsumer Loan Company140 KB
Industrial Loan Annual Report of Condition.pdfIndustrial Loan Annual Report of ConditionIndustrial Loan Company63 KB
Industrial Loan Certificate - Company Application.pdfIndustrial Loan Certificate - Company ApplicationIndustrial Loan Company76 KB
Industrial Loan State License Confirmation.pdfIndustrial Loan State License ConfirmationIndustrial Loan Company8 KB