Records Retention Schedule
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Depository Institutions |
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Kentucky Administrative Regulations (KAR) incorporate federal books and records rules for depository institutions.
Banks
Bank information can be found in 808 KAR 1:050.
Records Retention Schedule - Banking [PDF 265K]
Credit Unions
Credit union information can be found in 808 KAR 3:020.
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Nondepository Institutions (Compliance) |
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Check Cashers
Check casher information can be found in Kentucky Revised Statutes (KRS) 286.9-100(1), which states: “…Every license shall preserve the books, accounts, and records for at least two (2) years.”
Consumer Loan Companies
Consumer loan company information can be found in KRS 286.4-600, which states: “Each license shall keep and use in his business and shall preserve for at least two (2) years after making final entry therein….for at least three (3) years on loans secured by residential property.”
Money Transmitters
Money transmitter information can be found in KRS 286.11-029(1), which states: “Each licensee shall make, keep, and preserve the following books, accounts, and other records for a period of five (5) years…”
Mortgage Lenders and Brokers
Mortgage lenders and brokers should refer to the federal statute.
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Securities |
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Kentucky Administrative Regulations (KAR) incorporate federal books and records rules for securities.
Broker-dealers
Broker-dealer information can be found in 808 KAR 10:020.
Investment Advisers
Investment adviser information can be found in 808 KAR 10:110.
Office of Financial Institutions
1025 Capital Center Drive
Suite 200
Frankfort, KY 40601
Phone: 502-573-3390
Fax: 502-573-0086
E-mail: kfi@ky.gov
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