DEPARTMENT OF FINANCIAL INSTITUTIONS

COVID-19 Alert - For the latest information on the novel coronavirus in Kentucky, please visit kycovid19.ky.gov

Forms and Documents

If you would like to receive press releases from DFI, please contact Laura Clewett at Laura.Clewett@ky.gov or 502-782-9031.

State-Chartered Banks

Bank Dividend Request Template 2021 - 43K

Bank Records Retention Schedule - 266K

Parity Letter 1993-1 - Bank Holidays - 63K

Parity Letter 2017-2 - OREO revised - 217K

Bank Directors Oath - 13K

Parity Letter 2017-1 - Lending Limits revised - 233K

2020-03-18 Commissioner’s Guidance for Depository Institutions – COVID 19 --

Bank Applications Activity 2017-2019 - 130K

State-Chartered Credit Unions

2020-03-18 Commissioner’s Guidance for Depository Institutions – COVID 19 --

Branch Application Out of State Credit Unions - 116K

Bylaws Certificate of Adoption Article Amendment - 73K

Bylaws Certificate of Adoption Bylaw Restatement - 73K

Bylaws KDFI Standard Form - 257K

Dividend Request Form - 64K

Investment of Funds Commissioner Memo 2014 - 40K

Merger Articles of Merger - 57K

Merger Board Resolution - 113K

Merger Certificate of Merger - 9K

Merger Instructions - 135K

Merger Merger Agreement - 19K

Merger Notice of Special Meeting - 104K

Merger Plan of Merger - 63K

Merger Sample Ballot - 38K

20161201 Credit Union Exam Cycle - 318K

Trust Companies

Semi-Annual Report Instructions - 244K

Semi-Annual Report of Condition and Income - 64K

Semi-Annual Report of Condition and Income - 206K

Non-Depository - Related Documents

Updated Non-Depository COVID Guidance - 272K

FORM COMB-2 Surety Bond - 219K

2006-07-12 HUD-Exempt Compliance KRS 286.8 - 66K

KY Licensee Site Outage BCP Procedures - v1.0 2018_0511-1 - 153K

FORM COMB-3 Escrow Agreement - 295K

2012-01-05 Order of the Commissioner RE KY MLO Exemptions - De Minimus - 44K

MT Surety Bond - 84K

2013-07-19 Order Governing the Implementation of the NMLS for Money Transmitters - 77K

2009-12-18 Surety Bond KRS 286.8 - 46K

Advisory Regarding DOD Rule Limiting Consumer Credit to Service Members - 115K

Industrial Loan Annual Report of Condition - 6K

Industrial Loan Certificate - Company Application - 132K

Advisory Regarding DOD Rule Limiting Consumer Credit to Service Members - 115K

Records Retention

Bank Records Retention Schedule - 266K

Mortgage Company and Mortgage Broker Record Retention Schedule - 46K

Orders of the Commissioner & Other Opinions

2021.02.19 Accounts Closed Using Electronic Payments That Are Treated as Cash Payments - 145K

2020-08-12 Investment Adviser Registration Exemption - Order of the Commissioner - 2M

Updated Non-Depository COVID Guidance - 272K

2020-03-18 Commissioner’s Guidance for Depository Institutions – COVID 19 --

2020-03-24 Commissioner's Guidance on Relief for Registrants - COVID-19 - 136K

2020-03-24 Commissioner's Guidance for Non-Depository Institutions - COVID-19 - 270K

2019-10-25 Notice of the Commissioner-- Louisa Community Bank - 86K

2019-10-25 Commissioner's Tender of Appointment as Receiver-- Louisa Community Bank - 75K

2019-10-15 Order Governing the Implementation of the NMLS for Consumer Loan Compaines - 88K

2019-10-15 Order Governing the Implement of NMLS for Check Cashers and Def Deposit Service Business - 99K

2019-06-14 Order of Commissioner-- Mortgage Underwriters and Processors - 261K

2018-07-23 Order Regarding Tempus Inc - 206K

2018-07-02 Notice Regarding Louisville Metro Police Officers Credit Union - 184K

2016-07-06 Order Repealing 4-28-10 Deferred Deposit KRS 286.9-010 - 27K

2016-06-09 Order adopting Uniform Notice of Regulation A - Tier 2 Offering Form - 277K

2016-02-20 KDFI SG 2016-1 Industrial Hemp Production BSA AML Procedures - 102K

2013-12-03 Additional Application Requirements for Applicants with Foreign Owners - 108K

2013-09-05 Order of the Commissioner RE Money Transmission Receivables - 33K

2013-07-19 Order Governing the Implementation of the NMLS for Money Transmitters - 77K

2012-01-05 Order of the Commissioner RE KY MLO Exemptions - De Minimus - 44K

2011-08-01 SAFE Act Compliance KRS 286.8 - 74K

2010-04-28 REPEALED Deferred Deposit KRS 286.9-010 - 73K

2009-12-18 Surety Bond KRS 286.8 - 46K

2008-04-02 Order Vacating Order Clarifying Definition of Investment Adviser - 100K

2008-02-20 Notice of Regulatory Position Regarding the Temporary Agent Transfer Process - 62K

2008-02-20 Notice of Regulatory Position Regarding Disclosure Statement for Insurance Agents - 60K

2007-09-06 NMLS Participation KRS 286.8 - 460K

2007-09-06 Investment Adviser Registrations Through IARD - 364K

2007-01-08 Order Vacating Order Clarifying Registration Requirements - 56K

2006-10-12 Order In the Matter of Registration Exemption for Certain Canadian Broker-Dealers and Agents - 220K

2006-07-12 HUD-Exempt Compliance KRS 286.8 - 66K

2006-02 Offering Document Guidelines - 78K

2006 Switch Disclosure - 111K

2005-12-05 Equity-Indexed Annuities - 66K

1998-07-13 Order Regarding the Requirement of Full Disclosure in Limited Offerings - 378K

Securities - Related Documents

Notice to State-Registered Investment Advisers About Form ADV Part II - 87K

Form U-1 - Uniform Application to Register Securities - 24K

Applicant Acknowledgement and Authorization for Credit Report - 8K

2020-03-24 DFI-COVID-19 Guidance on Relief.docx - 136K

Offering Document Guidelines - 78K

Form U-7 - Small Company Offering Registration-1 - 84K

Criminal Background Check Requirements - 154K

Form ADV Glossary - 149K

Form NF Uniform Investment Company Notice Filing - 176K

Surety Bond for Investment Advisers - 63K

2020-03-24 DFI COVID 19 Guidance on Relief for Registrants - 136K

Annual Reports

2019 Annual Report - 4M

2018 Annual Report - 3M

2017 Annual Report - 6M

2014 Annual Report - 1M

2013 Annual Report - 8M

2012 Annual Report - 9M

2011 Annual Report - 1M

2010 Annual Report - 4M

2009 Annual Report - 2M

2008 Annual Report - 725K

2007 Annual Report - 676K

2006 Annual Report - 628K

2005 Annual Report - 545K

2004 Annual Report - 1M

2003 Annual Report - 2M

2002 Annual Report - 4M

2000 Annual Report - 2M

1999 Annual Report - 3M

1998 Annual Report - 1M

Press Releases & DFI News

2021.02.22 Gov. Beshear Proclaims Feb. 22-26 as Kentucky Saves Week - 313K

2021.02.03 Recent Share Price Volatility - 116K

2021.01.28 Own Your Privacy on Data Privacy Day - 454K

2021.01.13 DFI Reminds Firms to Contact Regulators with Issues Related to SolarWinds Breach - 117K

2020.12.17 State Secures More than $600,000 for Kentucky Home Owners - 373K

2020.11.13 DFI Joins Multistate Opposition to SEC Proposal - 288K

2020.11.05 Kentucky Official Elected to International Committee - 117K

2020.10.06 Kentucky Financial Services Industry Thrived in 2019 - 458K

20.09.28 DFI Takes Legal Action Against Investment Fraud Scheme - 613K

2020-09-17 Financial Institutions Board to Hold Annual Meeting - 441K

2020-07-30 Vice Elected to NASCUS Board - 115K

Consumer Publications

Investor Advisory Protecting Your Online Accounts (Feb. 2021) - 274K

Fraud Awareness Week Resources (November 2020) - 307K

Investor Advisory COVID19 Scams (October 2020) - 165K

Investor Advisory Private Placement Offerings (Updated May 2020) - 4M

DFI Reverse Mortgage Flier (August 2020) - 305K

DFI Avoiding Investment Fraud (Senior Scam Jam 2019) - 1M

DFI Cybersecurity Presentation (Senior Scam Jam 2019) - 2M

Investor Advisory Cross Selling (April 2019) - 334K

Investor Advisory RoboAdvisers (April 2019) - 367K

Stopping Cybercrime - Tips for Consumers (2015) - 532K

Borrower Beware - Avoiding Bad Loans (2013) - 387K

Don't Fall Prey to Predatory Lending - 1M

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