As part of our educational outreach program, the Kentucky Department of Financial Institutions (DFI) offers free curriculum and resource materials for Kentucky educators. These resources are user-friendly and can easily be integrated into any business, math or family/consumer science class. All documents are located at the bottom of this page.
DFI also can provide classroom speakers on financial topics for any age or grade. Topics include investing, saving, budgeting, lending, credit cards, financial fraud and other personal finance issues. If you would like a guest speaker for your class, please contact Laura Clewett by email or call 502-782-9031 or toll-free at 800-223-2579.
Help your students stay tech-savvy and safe with these resources:
- Stopping Cybercrime Student Workbook
- Stopping Cybercrime PowerPoint
- Stopping Cybercrime Handout–Online Resources and Additional Activities
- Stopping Cybercrime–Create A Password Activity
- Stopping Cybercrime–Digital Toolkit Classroom Activity
“Keep Away the Crooks/Who’s Got Your Numbers?”
Teach your students to fight fraud with these resources:
- Who’s Got Your Numbers Handout
- Ponzi Scheme Demonstration—Classroom Activity
- Keep Away the Crooks—PowerPoint Presentation
Saving and Investing
Basics of Saving and Investing: Investor Education 2020
The Basics of Saving and Investing is a curriculum focused on investor education and protection. The guide is divided into four units: Getting Started, Introduction to Financial Markets, Making a Financial/Investment Plan and Investment Fraud. Each unit contains learning objectives, suggested activities, overheads, handouts and worksheets.
Free curriculum: The Basics of Saving and Investing
You also may find these accompaniments helpful:
- DFI Letter to Teachers
- Two Dozen Ways to Make Investing Fun for Students
- Focus of Fraud—Train the Trainer 2011
MoneyTrack is an award-winning public television series about investing that empowers real people of all income levels to become successful investors. Co-hosts Pam Krueger and Jack Gallagher talk with real people who are living examples of what works and what doesn’t when it comes to investing.&nbsp;The MoneyTrack series offers unbiased, non-commercial education. Distributed by American Public Television, the series is a NETworth TV Production made possible by a grant from the Investor Protection Trust with support from state securities regulators, including Kentucky DFI. Several video clips are appropriate for classroom viewing, such as episode 214 "Millionaire in the Making" about a high school student who built his own $50,000 investment portfolio, or episode 305 "Lessons from a High School Scam Artist."
- MoneyTrack TV Episodes for Classroom Use on YouTube
- MoneyTrack Video Discussion Questions
Live “Stock” Adventure
The Live "Stock" Adventure is a fun and educational activity intended for middle school students. The goal is not only to raise students' awareness of the value of saving and investing, but also to provide an innovative way to practice specific math skills such as calculating percentages and computing multi-digit numbers.
The Adventure is free to download and can be played using a standard deck of 52 playing cards.
Special Live "Stock" Adventure cards are available to teachers for a limited time. Email Laura Clewett or call 502-782-9031.
Instructions and worksheets: http://www.nasaa.org/2068/live-stock-adventure/
- Live Stock Adventure Train-the-Trainer
Budgeting—Students Create a Spending Plan
Middle or high school students can create a real budget based on choices they make, such as whether to rent or own housing, and buy a new or used car. Then they account for their other monthly bills and spending. Discussion includes what to do if the budget doesn't work out. Download the PowerPoint, complete with notes, to use in class, or request a classroom speaker.
- Spending That Money–PowerPoint July 2018
- Spending That Money–Budgeting Exercise Worksheet July 2018
Making Money Make $ense
Making Money Make $ense is a presentation for middle or high school students that is designed to motivate them to review their financial needs and wants, then make wise money decisions. Relatable examples are provided to encourage setting goals, as well as smart spending, savings and budgeting. The importance of being "credit smart" from an early age also is discussed. Download the PowerPoint, complete with notes, to use in class.
- PowerPoint: Making Money Make $ense
Financial Literacy Throughout the Year
Multiple days, weeks and months throughout the year have a finance focus. Because finance touches every aspect of our lives, everyone must be money smart. Resources can be tied in with special dates or used anytime.
- Event and Resource List—Financial Literacy Throughout the Year (Perpetual Calendar)
- 2020 Financial Literacy Throughout the Year
Fintech: Business and Finance in the Palm of Your Hand
“Fintech” is changing the financial services landscape. Technology now enables smartphone payments, peer-to-peer lending, robo advisers for investing, cryptocurrency and more.
- Fintech Panel Presentation at KACTE 2018
- NGPF Fintech Teacher Resources List
Teaching Finance through Online Games
Teach finance in a fun way that will truly speak to your students. Choose NFL teams or international soccer teams and advance down the field toward financial knowledge and victory. Help a teenage girl find out if her grandma is a victim of fraud. Show a video of a real 14-year-old boy who built an investment portfolio of $50,000. Fill extra class time with quick investing, technology or ID theft games. Build saving and investing knowledge by playing putt-putt, visiting a skate park or attending a rock concert. And much more!
- Teaching Finance Through Online Games PowerPoint
TV Teaching - Making Finance and Economics Entertaining
Tune kids in to economics and investing using videos by MoneyTrack, John Stossel and Seinfeld. The MoneyTrack videos are clips from the PBS television series on investing for the average consumer. Stossel’s videos focus on economics and feature teacher guides for each lesson. The Economics of Seinfield makes economic concepts more real for students. Participants will learn how to obtain free videos to use in the classroom, as well as discussion questions to use so that students “get” the message.
- TV Teaching Links and Resources
- TV Teaching Handouts
- The LifeSmarts consumer education competition is a fun program that encourages high school students to develop consumer life skills.
- Kentucky Jump$tart Coalition partners, like DFI, offer a variety of classroom materials or guest speakers.