The Division of Depository Institutions oversees state-chartered banks, credit unions and other institutions where consumers deposit money. The Department of Financial Institutions regulates:

State-chartered banks
State-chartered credit unions
Trust companies
Savings and loan associations

Through its Bank Branch and Credit Union Branch, the Division of Depository Institutions examines companies and investigates complaints and suspicious activity. The division also provides educational materials and outreach to protect consumers from financial fraud.