Welcome to the Kentucky Department of Financial Institutions Web Site
The Kentucky Department of Financial Institutions (DFI) is the state agency responsible for the supervision of the financial services industry and for chartering, licensing and registering various financial institutions, securities firms and professionals operating in Kentucky. In order to accomplish its mission, DFI conducts examinations on state-regulated financial industries through its Division of Depository Institutions, Division of Nondepository Institutions and Division of Securities.
DFI also provides educational materials and outreach to protect consumers from financial fraud. DFI assists the industry and public through the investigation of complaints filed with the office. If you have a question or need to file a complaint, DFI is here to help.
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How Can We Help You? |
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Need help with investments or loans?
Those DFI regulates can find information about charters, licensing, registration and more in our industry channels:
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Banks, credit unions, trusts, holding companies |
Mortgage lenders, exempt companies, check cashers, consumer lenders, industrial lenders, money transmitters |
Securities offerings, broker-dealers, investment advisers, issuers, agents |
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IMPORTANT
NOTICE: Effective June 1, 2009, the fee has increased for registration of some individual mutual funds. Except for Unit Investment Trust filings, any notice filing in Kentucky that contains more than one fund or portfolio will be required to pay $1,000. Any notice filing that contains no more than a single fund or portfolio will be required to pay $500, as before. For details, please read the attached notice. [PDF 94K] |
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Putting the Mission to Work |
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Mission Statement
DFI's mission is to serve Kentucky residents and protect their financial interests by maintaining a stable financial industry, continuing effective and efficient regulatory oversight, promoting consumer confidence, and encouraging economic opportunities.
In fulfilling its mission, DFI is dedicated to serving the suppliers, as well as the users, of financial services and to assuring a stable market which brings the two together.
DFI also works to promote economic growth through increased capital, whether by initial capitalization of private investors or retained earnings, and by flexible policies, laws and regulations that provide for competition within the industries.
Primarily through the examination process, DFI determines if Kentucky's state-regulated financial institutions and securities entities are exercising safe and sound practices and/or complying with applicable laws and regulations. Depository institutions are evaluated in the areas of management, quality of assets, capital adequacy, earnings and liquidity and are checked for compliance with laws and regulations. Securities entities and non-depository institutions' examiners focus primarily on regulatory compliance and consumer protection issues.
DFI's long and continuing tradition of public service is supported and sustained by a highly skilled and diverse workforce that responds rapidly to changes in the financial environment.
Department of Financial Institutions
1025 Capital Center Drive
Suite 200
Frankfort, KY 40601
Phone: 502-573-3390
Toll free: 800-223-2579
Fax: 502-573-0086
E-mail: kfi@ky.gov
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Recent Press Releases |
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- Online Tool Provides Information on Mortgage Lenders
Tuesday, January 26, 2010
Kentucky consumers considering a mortgage now have a new online resource to make sure their lender is licensed. The Kentucky Department of Financial Institutions (DFI) today announced the launch of “NMLS Consumer Access.”
- In 2010, Take Control of Your Money
Tuesday, December 29, 2009
The Kentucky Department of Financial Institutions (DFI) encourages consumers to create or revise a budget, control the use of debt and save for the future, starting in 2010.
- State Banking, Lending, Securities Regulator Supports Financial Literacy
Tuesday, December 22, 2009
The Kentucky Department of Financial Institutions (DFI) is once again serving in a lead role in promoting financial literacy for Kentuckians of all ages. Kelly May, DFI public information officer, was elected to a second term as president of the Kentucky Jump$tart Coalition for Personal Financial Literacy®.
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